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citi reconsideration line reddit

Citibank Credit Card. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep. (800) 763-9795 – General Personal Application Inquiries with live rep. (800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status. Calling reconsideration isn’t very scary. Chase . But many redditors have had success simply calling the reconsideration line, and ended up with a low limit that they could raise at a later date. A letter showed up in the mail about a week later that requested: Citibank Credit Card Reconsideration Phone Number 1-800-763-9795 (credit department…not very friendly..) It’s best to write a letter to: Citibank Executive Review Department, P.O. Citi offers retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans. … I was a poor college student at the time and had received an $11,000 insurance bill for a car accident I caused; this may as well been one billion dollars. Yes this is pretty much in-line with what citi does for reconsiderations. ... even if they have good credit. Want your credit line increased, APR lowered, or your declined credit card application approved? I was told that I was declined because I defaulted on a Citi card when I filed bankruptcy in 1996. Capital One Application and Reconsideration Line If you are waiting for a response about your Capital One credit card application, you can call their application status hotline at (800) 933-5182. The Barclays dedicated reconsideration line is (866) 408-4064. The Easiest Citibank Reconsideration Call Ever for the Citi Prestige Card Update: Looks the bonus will remain at 50k but spending will be increased to $5,000 in 3 months, no more 2x for dining and no more AA lounge access after 6/20/17. The Citi Double Cash Card is a MasterCard that pays 1 percent cash back on all purchases, and an additional 1 percent on all bill payments. A few readers pointed me to this reddit thread that discusses a Citi application rule I haven’t seen discussed before. Sometimes Citi will approve you as soon as you call in or they might ask you a few questions. So if that’s the case, you’ll want to try the Citi Reconsideration phone number. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 But, I’ve also been denied even after pleading my case. You have nothing to lose and everything to gain! At the bottom I’ve included the numbers for the reconsideration lines for the big banks. ... Citi: 888-201-4523 (New App Approval Status) Citi AA: 888-662-7759 Citi … Some credit card … A credit card issuer’s reconsideration line is one of many tools in your belt to push your application forward, even after an initial denial. All it took was a call to the bank’s reconsideration department to square things away. Hopefully one of them will work for you! Call the reconsideration line! A credit card reconsideration line is a special phone number you can call to speak with customer service after your application for a credit card has been rejected. I started out with the app-o-rama approach but eventually moved to more or less of a one card a month approach and it’s been smooth sailing ever since. There are a number of Citi reconsideration phone numbers that I was able to find. Box 6000, Sioux Falls, SD, 57117. You can call Citi reconsideration at 800-695-5171. Before you call the reconsideration line, prepare. Between my own credit card apps and Brad’s, I’ve also been 5/5 in successfully getting approved in reconsideration calls. As with most things in life, persistence is key. New Accounts: 1-877-399-3083. Call. After a brief hold, the friendly rep asked a few questions to verify personal information. Citi. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. Application Link: Citi® Hilton HHonors™ Reserve Card. Or, your card could simply show up in the mail! Many of those who were immediately declined waited a few days and then called Citi’s reconsideration line (1-800-695-5171), though my friend did it as soon as he got the denial notice and was approved without a problem. My Argument For Citi: I explained to Citi’s reconsideration line that I tried to product change my AA Gold card into this Premier card, but the CSR wouldn’t let me do it so I had to apply for a new card. So with those “winning streaks” riding on the line, I called Citi’s reconsideration line to see what was up with my Hilton Reserve app when it went to pending. Reply Trav on December 15, 2012 at 4:54 pm Before applying for the Hilton Reserve card, I was riding a 17-card approval streak. You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. American Express. They usually just ask questions that were already on the application. Any time you apply for a new line of credit, whether it’s a mortgage, car loan or credit card, the company will pull your credit report. Bottom Line. If you believe your account may have been used fraudulently, please contact Citi Customer Service: 1-800-950-5114 Outside of the United States, call Citi collect at 1-605-335-2222 TTY: 1-800-325-2865 for hearing and speech impaired services only 24 hours a day, 7 days a week American Express (866) 314-0237 Barclay’s (866) 408-4064 Frustrated I hung up the phone. Bit I tried Citi and AmericanExpress reconsideration line, they are not working and just simply tell you why they denied the applications. You may be contacted by Citi to shift around lines of credit. Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers Things to do before you call the Chase reconsideration line . There is not a dedicated reconsideration line for Citibank credit cards, but there are numerous customer service numbers that you can call. These are the reconsideration line numbers I use. Citibank Reconsideration question I applied for the simplicity card and was denied so I called the backdoor number and they asked for a copy of another credit report which I sent (transunion), (they originally pulled experian for me). That was 4 hard inquiries within a short span. I immediately called the Citi Credit Card Reconsideration Line, they responded by asking a few questions over the phone and told me they would get back with me. and its affiliates in the United States and its territories. When I applied to Citi it was an instant denial. These are some of the steps you can take to be ready to make the call. She called Citi’s reconsideration line immediately. I’ve had lots of card applications approved even after they were initially listed as pending or denied. Per Reddit, it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127.I’ve confirmed the old number is not in service and … I then mentioned my recent application. I’ll try again in a few months and will be sure to call the reconsideration line immediately if the new Visa Signature card doesn’t get approved instantly. These “hard inquiries” usually ding your credit score by about five points, and overall, your new credit history accounts for about 10% of your FICO score. As it was our first attempted card and we got a denial the first time through. The “rule” seems to be as follows: You won’t be approved for a credit card if you have six or more inquiries on the credit report that Citi pulls for your application. At 24 years of age, we struggled to get Josh his first card but finally got him in a Citi AA card about one year ago. Call Citi. I was then placed back on hold for him to take a look at my account. Clients can review their account balances and transactions through online banking and mobile banking apps for iPhone, iPad, Android, Windows Phone and Blackberry devices. Personal: 1-888-245-0625. Business: 1-800-453-9719. Here is their number: Inquiries: 800-763-9795; Some people will contact the Citi Executive Review Department at CitiBank Executive Review Department, P.O. When her application for the Citi® Hilton HHonors™ Reserve Card was not immediately approved, she did what I always suggest. Much of the conventional wisdom around signing up for credit cards says that if you are denied when applying for a credit card, that you should call the “reconsideration” line to try and get an approval. Here are the Citi reconsideration line phone numbers (you will be connected to a Citi credit analyst): Personal Credit Cards: 800-695-5171 (8 am-midnight) Business Credit Cards: 800-763-9795. Wait. If your credit card application is denied, it might not be the final answer. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. I’ve even written a post before listing out the Barclay reconsideration phone number and website. Citibank Reconsideration Line. Application Reconsideration Department: 1-866-314-0237. It wasn’t flying with Citi. I called the CitiBusiness reconsideration line. I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the Account … Citibank Reconsideration Line. I’ve had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). Here is a video of a call to Citi for reconsideration from 2.5 years ago. Bottom line. You can take to be ready to make the call number for Chase cards has changed discussed... Had some interesting experiences over years with Citi reconsideration but they have been mostly.... To lose and everything to gain post before listing out the Barclay reconsideration phone for... Told that I was declined because I defaulted on a Citi application rule I haven’t seen discussed before to... Reconsideration line ( 888-245-0625 ) and ask a few questions call to Citi for reconsideration from 2.5 years.. By Citi to shift around lines of credit ask for someone with more authority if you don’t the... 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